All customers joining Civo will have a default quota applied to their account. The quota has nothing to do with charges or payments, but with the limits on the amount of simultaneous resources you can use. You can view the state of your quota at any time by running civo quota show. Here is my current quota usage at the time of writing:

$ civo quota show
+------------------+-------+-------+
| Item             | Usage | Limit |
+------------------+-------+-------+
| Instances        | 4     | 16    |
| CPU cores        | 5     | 16    |
| RAM MB           | 7168  | 32768 |
| Disk GB          | 150   | 400   |
| Volumes          | 4     | 16    |
| Snapshots        | 1     | 48    |
| Public IPs       | 4     | 16    |
| Subnets          | 1     | 10    |
| Private networks | 1     | 10    |
| Firewalls        | 1     | 16    |
| Firewall rules   | 1     | 160   |
+------------------+-------+-------+
Any items in red are at least 80% of your limit

If you have a legitimate need for a quota increase, visit the Quota page to place your request - we won't unreasonably withhold any increase, it's just in place so we can control the rate of growth of our platform and so that errand scripts using our API don't suddenly exhaust our available resources.